| Earnings and Expenses of Small Finance Banks in India (As on 31st March, 2023) | |||||||||||||
| (Amount : Rs. in Crore) | |||||||||||||
| Items | Au Small Finance Bank Limited | Capital Small Finance Bank Limited | Equitas Small Finance Bank Limited | Evangelical Social Action Forum (ESAF) Small Finance Bank Limited | Fincare Small Finance Bank Limited | Jana Small Finance Bank Limited | North East Small Finance Bank Limited | Shivalik Small Finance Bank Limited | Suryoday Small Finance Bank Limited | Ujjivan Small Finance Bank Limited | Unity Small Finance Bank Limited | Utkarsh Small Finance Bank Limited | Small Finance Banks |
| I. Interest Earned | |||||||||||||
| a) Interest/Discount Earned on Advances/Bills | |||||||||||||
| b) Income on Investments | |||||||||||||
| c) Interest on Balances With RBI and Other Inter-Bank Funds | |||||||||||||
| d) Others | |||||||||||||
| Total (I) | |||||||||||||
| II. Other Income | |||||||||||||
| a) Commission, Exchange and Brokerage | |||||||||||||
| b) Net Profit (Loss) on Sale of Investments | |||||||||||||
| c) Net Profit (Loss) on Revaluation of Investments | |||||||||||||
| d) Net Profit (Loss) on Sale of Land and Other Assets | |||||||||||||
| e) Net Profit (Loss) on Exchange Transactions | |||||||||||||
| f) Miscellaneous Income | |||||||||||||
| Total (II) | |||||||||||||
| Total (I+II) | |||||||||||||
| III. Interest Expended | |||||||||||||
| a) Interest on Deposits | |||||||||||||
| b) Interest on RBI/ Inter - Bank Borrowings | |||||||||||||
| c) Others | |||||||||||||
| Total (III) | |||||||||||||
| IV. Operating Expenses | |||||||||||||
| a) Payments to and Provisions for Employees | |||||||||||||
| b) Rent, Taxes and Lighting | |||||||||||||
| c) Printing and Stationery | |||||||||||||
| d) Advertisement and Publicity | |||||||||||||
| e) Depreciation on Bank's Property | |||||||||||||
| f) Directors' Fees, Allowances and Expenses | |||||||||||||
| g) Auditors' Fees and Expenses | |||||||||||||
| h) Law Charges | |||||||||||||
| i) Postage, Telegrams, Telephones, etc. | |||||||||||||
| j) Repairs and Maintenance | |||||||||||||
| k) Insurance | |||||||||||||
| l) Other Expenditure | |||||||||||||
| Total (IV) | |||||||||||||
| V. Net Interest Income (I-III) | |||||||||||||
| VI. Provisions and Contingencies | |||||||||||||
| VII. Operating Profit (I+II-III-IV) | |||||||||||||
| VIII. Profit (Loss) During the Year | |||||||||||||
