Financial and Non-Financial Transactions of Retail Payments by NPCI Operated Systems in India (2020-2021 to 2023-2024) | ||||||||
(Volume in Million Nos.; Value : Rs. in Billion) | ||||||||
NPCI Operated Systems | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | ||||
Volume | Value | Volume | Value | Volume | Value | Volume | Value | |
(A) Financial Transactions | ||||||||
1. National Financial Switch (NFS) | ||||||||
1.1 NFS-ATM Cash Withdrawal1 | ||||||||
ATM | ||||||||
Micro-ATM (Card+PIN) | ||||||||
1.2 NFS-Cash Deposit Transactions | ||||||||
ATM | ||||||||
Micro-ATM (Card+PIN) | ||||||||
2. National Automated Clearing House (NACH) | ||||||||
2.1 APBS Credit (Disbursement based on UIDAI No.) | ||||||||
2.2 Automated Clearing House (ACH) Debit | ||||||||
2.3 Automated Clearing House (ACH) Credit | ||||||||
2.4 NACH Credit | ||||||||
2.5 NACH Debit | ||||||||
3. Cheque Truncation System (CTS) Cheque Clearing (Processed Volume) | ||||||||
4. Immediate Payment Service (IMPS) | ||||||||
5. RuPay Card Usage at (POS) | ||||||||
6. RuPay Card Usage at (eCom) | ||||||||
7. AEPS (Inter Bank) Transaction Over Micro ATM (e.g. Cash Withdrawal/Cash Deposit) | ||||||||
Cash Deposit | ||||||||
Cash Withdrawal | ||||||||
Others - Funds Transfer, Bhim Aadhaar Pay | ||||||||
8. BBPS (Bill Payment passing through BBPCU) | ||||||||
9. Unified Payments Interface (UPI) | ||||||||
9.1 Bharat Interface for Money (BHIM) | ||||||||
9.2 USSD 2.0 | ||||||||
9.3 Unified Payments Interface (UPI) Excluding BHIM and USSD | ||||||||
10. USSD 1.0 | ||||||||
11. National Electronic Toll Collection (NETC) | ||||||||
Total (A) | ||||||||
(B) Non Financial | ||||||||
12. NFS Transaction Over ATM (e.g. Balance inquiery, Pin change, Mini Statement, etc.) | ||||||||
13. AEPS (Inter Bank) Transaction Over Micro ATM (e.g. Balance Inquiry/Mini Statement etc.) | ||||||||
14. AEPS (Intra Bank) UIDAI Authentication Over Micro ATM | ||||||||
15. eKYC Verification (Successful Transaction) | ||||||||
16. Demographic Quieries (Authenticated UID) | ||||||||
17. AEPS Tokenization | ||||||||
18. BBPS (Bill Fetch) | ||||||||
19. Query Service on Aadhaar Mapper (QSAM) | ||||||||
Total (B) | ||||||||
Grand Total (Financial + Non Financial) |