Home Banks and Financial Institutions Scheduled Commercial Banks (SCBs) Digital Banking Payment System Indicators
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 Month-wise Payment System Indicators (Volume) in India
(2023-2024) 
 (Volume : In Lakh) 
 System  Apr.  May  Jun.  Jul.  Aug.  Sept.  Oct.  Nov.  Dec.  Jan.  Feb.  Mar. 
 A. Settlement Systems                         
 Financial Market Infrastructures (FMIs)                         
 1. CCIL Operated Systems                         
 1.1 Govt. Securities Clearing                         
 1.1.1 Outright                         
 1.1.2 Repo                         
 1.1.3 Tri-party Repo                         
 1.2 Forex Clearing                         
 1.3 Rupee Derivatives1                         
 B. Payment Systems                         
 1. Credit Transfers - RTGS                         
 1.1 Customer Transactions                         
 1.2 Interbank Transactions                         
 II. Retail                         
 2. Credit Transfers - Retail                         
 2.1 AePS (Fund Transfers)1                         
 2.2 APBS3                         
 2.3 IMPS                         
 2.4 NACH Credit3                         
 2.5 NEFT                         
 2.6 UPI1                         
 2.6.1 of which USSD1                         
 3. Debit Transfers and Direct Debits                          
 3.1 BHIM Aadhaar Pay1                         
 3.2 NACH Debit3                         
 3.3 NETC (Linked to Bank Account)1                         
 4. Card Payments                         
 4.1 Credit Cards                          
 4.1.1 PoS based3                         
 4.1.2 Others3                         
 4.2 Debit Cards                         
 4.2.1 PoS based3                         
 4.2.2 Others3                         
 5. Prepaid Payment Instruments                         
 5.1 Wallets                         
 5.2 Cards                         
 5.2.1 PoS based3                         
 5.2.2 Others                         
 6. Paper-based Instruments                         
 6.1 CTS (NPCI Managed)                         
 6.2 Others                          
 Total                         
 Total - Retail Payments (2+3+4+5+6)                         
 Total Payments (1+2+3+4+5+6)                         
 Total Digital Payments (1+2+3+4+5)                         
 A. Other Payment Channels                         
 1. Mobile Payments (Mobile App Based)                          
 1.1 Intra-bank3                         
 1.2 Inter-bank3                         
 2. Internet Payments (Netbanking/Internet Browser Based)1                         
 2.1 Intra-bank1                         
 2.2 Inter-bank1                         
 B. ATMs                         
 3. Cash Withdrawal at ATMs3                         
 3.1 Using Credit Cards3                         
 3.2 Using Debit Cards3                         
 3.3 Using Pre-paid Cards3                         
 4. Cash Withdrawal at PoS3                         
 4.1 Using Debit Cards3                         
 4.2 Using Pre-paid Cards3                         
 5. Cash Withdrawal at Micro ATMs3                         
 5.1 AePS3                         
 Payment System Infrastructures                         
 1. Number of Cards                          
 1.1 Credit Cards                         
 1.2 Debit Cards                         
 2. Number of PPIs1                         
 2.1 Wallets1                         
 2.2 Cards1                         
 3. Number of ATMs and CRMs                         
 3.1 Bank Owned ATMs3 and CRMs2                         
 3.2 White Label ATMs3                         
 4. Number of Micro ATMs1                         
 5. Number of PoS Terminals                          
 6. Bharat QR1                         
 7. UPI QR4                         
 Payment Modes and Channels (International)                         
 1. Card Payments                         
 1.1 Credit Cards                          
 1.1.1 PoS based                          
 1.1.2 Online                          
 1.2 Debit Cards                         
 1.2.1 PoS based                          
 1.2.2 Online                          
 2. Prepaid Payment Instruments                         
 2.1 PoS based                          
 2.2 Online                          
 3. Cash Withdrawal at ATMs                          
 3.1 Using Credit Cards                          
 3.2 Using Debit Cards                         
 3.3 Using PPIs                         
 Total International Payments                         
 Domestic Payment Frauds                         
 
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