Bank-wise Selected Ratios of Scheduled Commercial Banks (Nationalised Banks) in India - Part V (2003 and 2004) | ||||||
(Percent) | ||||||
Ratios | As on 31st March | |||||
Union Bank of India | United Bank of India | Vijaya Bank | ||||
Cash-deposit ratio | ||||||
Credit-deposit ratio | ||||||
Investment-deposit ratio | ||||||
(Credit+Investment)-deposit ratio | ||||||
Ratio of deposits to total liabilities | ||||||
Ratio of term deposits to total deposits | ||||||
Ratio of priority sector advances to total advances | ||||||
Ratio of term loan to total advances | ||||||
Ratio of secured advances to total advances | ||||||
Ratio of investments in non-approved securites to total investments | ||||||
Ratio of interest income to total assets | ||||||
Ratio of net interest margin to total assets | ||||||
Ratio of non-interest income to total assets | ||||||
Ratio of intemediation cost to total assets | ||||||
Ratio of wage bills to intemediation cost | ||||||
Ratio of wage bills to total expense | ||||||
Ratio of wage bills to total income | ||||||
Ratio of burden to total assets | ||||||
Ratio of burden to interest income | ||||||
Ratio of operating profits to total assets | ||||||
Return on assets | ||||||
Return on equity | ||||||
Cost of deposits | ||||||
Cost of borrowings | ||||||
Cost of funds | ||||||
Return on advances | ||||||
Return on investments | ||||||
Return on advances adjusted to cost of funds | ||||||
Return on investments adjusted to cost of funds | ||||||
Business per employee (in Rs.lakh) | ||||||
Profit per employee (in Rs.lakh) | ||||||
Capital adequacy ratio | ||||||
Capital adequacy ratio - Tier I | ||||||
Capital adequacy ratio - Tier II | ||||||
Ratio of net NPA to net advances |