| Bank-wise Selected Ratios of Scheduled Commercial Banks (Nationalised Bank) in India - Part II (As on 31st March, 2010) | |||||||||
| (In Percent) | |||||||||
| Ratios | Indian Over- seas Bank | Oriental Bank of Com- merce | Punjab and Sind Bank | Punjab National Bank | Syndicate Bank | UCO Bank | Union Bank of India | United Bank of India | Vijaya Bank |
| 1. Cash-Deposit ratio | |||||||||
| 2. Credit-Deposit ratio | |||||||||
| 3. Investment- Deposit ratio | |||||||||
| 4. (Credit+ Investment)-Deposit ratio | |||||||||
| 5. Ratio of deposits to total liabilities | |||||||||
| 6. Ratio of demand & savings Bank deposits to total deposits | |||||||||
| 7. Ratio of priority sector advances to total advances | |||||||||
| 8. Ratio of term loan to total advances | |||||||||
| 9. Ratio of secured advances to total advances | |||||||||
| 10. Ratio of investments in non-approved securities to total investments | |||||||||
| 11. Ratio of interest income to total assets | |||||||||
| 12. Ratio of net interest income to total assets (Net Interest Margin) | |||||||||
| 13. Ratio of non-interest income to total assets | |||||||||
| 14. Ratio of intermediation cost to total assets | |||||||||
| 15. Ratio of wage bills to intermediation cost | |||||||||
| 16. Ratio of wage bills to total expense | |||||||||
| 17. Ratio of wage bills to total income | |||||||||
| 18. Ratio of burden to total assets | |||||||||
| 19. Ratio of burden to interest income | |||||||||
| 20. Ratio of operating profits to total assets | |||||||||
| 21. Return on assets | |||||||||
| 22. Return on equity | |||||||||
| 23. Cost of deposits | |||||||||
| 24. Cost of borrowings | |||||||||
| 25. Cost of funds | |||||||||
| 26. Return on advances | |||||||||
| 27. Return on investments | |||||||||
| 28. Return on advances adjusted to cost of funds | |||||||||
| 29. Return on investments adjusted to cost of funds | |||||||||
| 30. Business per employee (Rs. in Lakh) | |||||||||
| 31. Profit per employee (Rs. in Lakh) | |||||||||
| 32. Capital adequacy ratio | |||||||||
| 33. Capital adequacy ratio - Tier I | |||||||||
| 34. Capital adequacy ratio - Tier II | |||||||||
| 35. Ratio of net NPA to net advances | |||||||||
