Profit and Loss Account of Urban Co-operative Banks (UCBs) in India (2015-2016) | |||
(Rs. in Billion) | |||
Items | Scheduled UCBs | Non-Scheduled | All UCBs |
UCBs | |||
1. Interest / Discount Received [2 + 3 + 4 + 5] | |||
2. Interest / Discount Received on Loans | |||
and Advances (Other Than from Banks) | |||
3. Interest on Market Lending (To Banks, If any) | |||
4. Interest on Investments | |||
5. Interest on Additional Balance With RBI, | |||
Inter-Bank Deposits, Placements and Credits | |||
6. Other Income | |||
i) Fee, Commission, Exchange And Brokerage | |||
ii) Profit (+) / Loss (-) on Forex Operations | |||
iii) Profit (+) / Loss (-) on Trading | |||
And Sale Of Securities | |||
iv) Profit (+) / Loss (-) on Sale Of Fixed Assets | |||
v) Profit (+) / Loss (-) on Sale Of Other Assets | |||
vi) Dividend Income | |||
vii) Miscellaneous Income | |||
7. Total Income [1+6] | |||
8. Interest Paid | |||
i) On Customer Deposits | |||
ii) On Inter-Bank Deposits | |||
iii) On Inter-Bank Borrowings | |||
(Including From RBI / FIS) | |||
iv) Others | |||
9. Operating Expenses | |||
i) Staff Expenses | |||
ii) Directors Fees | |||
iii) Auditors Fees | |||
10. Other Operating Expenses | |||
i) Rent, Taxes and Lighting | |||
ii) Insurance | |||
iii) Law Charges | |||
iv) Postage, Telegrams And Stamps | |||
v) Stationery and Printing | |||
vi) Advertisement And Publicity | |||
vii) Depreciation on Bank`S Property | |||
viii) Repairs And Maintenance | |||
Ix) Others | |||
11. Total Expenses [8 + 9 + 10] | |||
12. Operating Profit (+) / Loss (-) [7 - 11] | |||
13. Provision Against Risks / Contingencies | |||
14. Net Profit (+) / Loss (-) Before | |||
Taxes [12 - 13] | |||
15. Provision For Taxes | |||
16. Net Profit (+) / Loss (-) | |||
After Taxes [14 - 15] |