Earnings and Expenses of Small Finance Banks in Maharashtra (As on 31st March, 2017) | |||
(Amount : Rs. in Million) | |||
Banks | Capital Small Finance Bank Limited | Equitas Small Finance Bank Limited | Small Finance BanksA_¿½ |
Earnings | |||
I.Interest Earned | |||
a) Interest/Discount Earned on Advances/Bills | |||
b) Income on Investments | |||
c) Interest on Balances with RBI and other Inter-bank funds | |||
d) Others | |||
Total (I) | |||
II.Other Income | |||
a) Commission, Exchange and Brokerage | |||
b) Net profit (loss) on Sale of Investments | |||
c) Net Profit (loss) on Revaluation of Investments | |||
d) Net Profit (loss) on Sale of Land and Other Assets | |||
e) Net Profit (loss) on Exchange Transactions | |||
f) Miscellaneous Income | |||
Total (II) | |||
Total (I+II) | |||
Expenses | |||
III.Interest Expended | |||
a) Interest on Deposits | |||
b) Interest on RBI/ Inter - Bank Borrowings | |||
c) Others | |||
Total (III) | |||
IV.Operating Expenses | |||
a) Payments to and Provisions for Employees | |||
b) Rent, Taxes and Lighting | |||
c) Printing and Stationery | |||
d) Advertisement and Publicity | |||
e) Depreciation on Bank`s Property | |||
f) Directors` Fees, Allowances and Expenses | |||
g) Auditors` Fees and Expenses | |||
h) Law Charges | |||
i) Postage, Telegrams, Telephones, etc | |||
j) Repairs and Maintenance | |||
k) Insurance | |||
l) Other Expenditure | |||
Total (IV) | |||
V. Net Interest Income (I-III) | |||
VI. Provisions and Contingencies | |||
VII. Operating Profit (I+II-III-IV) | |||
VIII. Profit (Loss) During the Year |