Selected Ratios of Payments Banks (PBs) in India (As on 31st March, 2020) | |
(In %age) | |
Ratios | India Post Payments Bank Limited |
Cash-Deposit Ratio | |
Credit-Deposit Ratio | |
Investment-Deposit Ratio | |
(Credit+Investment)-Deposit Ratio | |
Ratio of Deposits to Total Liabilities | |
Ratio of Demand and Savings Bank Deposits to Total Deposits | |
Ratio of Priority Sector Advances to Total Advances | |
Ratio of Term Loans to Total Advances | |
Ratio of Secured Advances to Total Advances | |
Ratio of Investments in Non-approved Securities to Total Investments | |
Ratio of Interest Income to Total Assets | |
Ratio of Net Interest Income to Total Assets (Net Interest Margin) | |
Ratio of Non-Interest Income to Total Assets | |
Ratio of Intermediation Cost to Total Assets | |
Ratio of Wage Bills to Intermediation Cost | |
Ratio of Wage Bills to Total Expense | |
Ratio of Wage Bills to Total Income | |
Ratio of Burden to Total Assets | |
Ratio of Burden to Interest Income | |
Ratio of Operating Profits to Total Assets | |
Return on Assets | |
Return on Equity | |
Cost of Deposits | |
Cost of Borrowings | |
Cost of Funds | |
Return on Advances | |
Return on Investments | |
Return on Advances Adjusted to Cost of Funds | |
Return on Investments Adjusted to Cost of Funds | |
Business Per Employee (Rs. in Lakh) | |
Profit Per Employee (Rs. in Lakh) | |
Capital Adequacy Ratio | |
Capital Adequacy Ratio-Tier I | |
Capital Adequacy Ratio-Tier II | |
Ratio of Net NPA to Net Advances |