Bank-wise Selected Ratios of Scheduled Commercial Banks (Nationalised Banks) in India - Part III (2003 and 2004) | ||||||||
(Percent) | ||||||||
Ratios | As on 31st March | |||||||
Dena Bank | Indian Bank | Indian Overseas Bank | Oriental Bank of Commerce | |||||
Cash-deposit ratio | ||||||||
Credit-deposit ratio | ||||||||
Investment-deposit ratio | ||||||||
(Credit+Investment)-deposit ratio | ||||||||
Ratio of deposits to total liabilities | ||||||||
Ratio of term deposits to total deposits | ||||||||
Ratio of priority sector advances to total advances | ||||||||
Ratio of term loan to total advances | ||||||||
Ratio of secured advances to total advances | ||||||||
Ratio of investments in non-approved securites to total investments | ||||||||
Ratio of interest income to total assets | ||||||||
Ratio of net interest margin to total assets | ||||||||
Ratio of non-interest income to total assets | ||||||||
Ratio of intemediation cost to total assets | ||||||||
Ratio of wage bills to intemediation cost | ||||||||
Ratio of wage bills to total expense | ||||||||
Ratio of wage bills to total income | ||||||||
Ratio of burden to total assets | ||||||||
Ratio of burden to interest income | ||||||||
Ratio of operating profits to total assets | ||||||||
Return on assets | ||||||||
Return on equity | ||||||||
Cost of deposits | ||||||||
Cost of borrowings | ||||||||
Cost of funds | ||||||||
Return on advances | ||||||||
Return on investments | ||||||||
Return on advances adjusted to cost of funds | ||||||||
Return on investments adjusted to cost of funds | ||||||||
Business per employee (in Rs.lakh) | ||||||||
Profit per employee (in Rs.lakh) | ||||||||
Capital adequacy ratio | ||||||||
Capital adequacy ratio - Tier I | ||||||||
Capital adequacy ratio - Tier II | ||||||||
Ratio of net NPA to net advances |