Home Banks and Financial Institutions Public Sector Banks Nationalised Banks Earnings and Expenses of Nationalised Banks
Sample Data Format
 Earnings and Expenses of Punjab and Sind Bank, Punjab National Bank,
Syndicate Bank and UCO Bank of India
(2002 to 2004) 
 (Rs. in Lakh) 
 Items  As on March 31 
 Punjab and
Sind Bank 		  Punjab National
Bank 		  Syndicate Bank   UCO Bank 
                        
 Income                         
 I. Interest Earned                         
 a) Interest/discount on advances/bills                         
 b) Income on Investments                         
 c) Interest on balances with RBI and other inter-bank funds                         
 d) Others                         
 II. Other income                         
 a) Commission, exchange and brokerage                         
 b) Net Profit (loss) on sale of investments                         
 c) Net Profit (loss) on revaluation of investments                         
 d) Net Profit (loss) on sale of land, building and other assets                         
 e) Net Profit (loss) on exchange transaction                         
 f) Miscellaneous income                         
 Total (I+II)                         
 Expenditure and Provisions                         
 III. Interest expended                         
 a) Interest on deposits                         
 b) Interest on RBI/inter-bank borrowings                         
 c) Others                         
 IV. Operating expenses                         
 a) Payments to and provisions for employees                         
 b) Rent, taxes and lighting                         
 c) Printing and stationery                         
 d) Advertisement and publicity                         
 e) Depreciation on Bank`s property                         
 f) Directors` fees, allowances and expenses                         
 g) Auditors` fees and expenses                         
 h) Law charges                         
 i) Postage, telegrams, telephones, etc.                         
 j) Repairs and maintenance                         
 k) Insurance                         
 l) Other expenditure                         
 V. Provisions and contingencies                         
 Total expenses @                         
 VI. Profit (loss)                         
 Total (III+IV+V+VI)                         
 
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