Month-wise Transmission from Repo Rate to Deposit and Lending Rates of Scheduled Commercial Banks (SCBs) in India (February 2019 to February 2024) | ||||||||
(Variation in Basis Points) | ||||||||
Period | Repo Rate | Term Deposit Rates | Lending Rates | |||||
WADTDR (Fresh Deposits) Retail Deposits | Retail and Bulk Deposits | EBLR | 1–Year MCLR (Median) | WALR (Fresh Rupee Loans) | WALR (Outstanding Rupee Loans) | |||
WADTDR (Fresh Deposits) | WADTDR (Outstanding Deposits) | |||||||
Easing Period | ||||||||
February 2019 to March 2022 | ||||||||
Tightening Period | ||||||||
May 2022 to February 2024 | ||||||||
of which | ||||||||
October 2023 to February 2024 |